You just heard about CMMC. The conversation before the certification.
A plain-English primer for the CEO who has just been told their business needs to do something about CMMC. What it is, why it's happening, the real penalties for getting it wrong — and the decision you have to make before the certification decision.
Read the article →- **CMMC isn't new rules.** The 110 controls behind it (NIST SP 800-171) have been a contractual requirement since 2017 via DFARS 252.204-7012. CMMC is the verification of rules you were already supposed to be following.
- **Three penalty layers, in order of immediacy:** contracts (no certification, no new DoD work), legal (False Claims Act exposure with treble damages), personal (the CEO or CFO who signs the annual affirmation has personal criminal exposure under 18 USC § 1001).
- **The enforcement is real and recent.** The MORSE Corp $4.6M settlement (March 2025) and the Danielle Hillmer criminal indictment (December 2025) are not the ceiling. They're the floor. The DoJ recovered $52M+ across nine cybersecurity FCA cases in FY2025 alone.
- **The stay-or-go decision is the real first decision** — and it's the conversation nobody else will have with you. It depends on six factors, and the maths is different for every business. Some contractors should certify. Some shouldn't.
- **Honest paths through this exist.** The article ends with the first three decisions that matter and free resources you can use this week — no email required.